The point being made here, Gzmoon, is that most principal programs are happy to run in a 64Bit Os, and you can sit and wait, where needed, for the 64Bit release to arrive. You will probably have to pay again for the 64 Bit, when that happens, so you could consider alternatives, either already in 64Bit, or in 32Bit compatible state.
64Bit is the way forward, and it is by far better to start now, when you have the opportunity.
Like Nibiru, I have, so far, not found any essential programs, which will not run in the 64Bit OS. But it would be a good idea to check your computer for driver compatibility before going further.Microsoft have a program to do this for you.
sdmnysimon's comment may be a little misleading. Flash is only implicated with your browser, not the OS. Windows 7 64Bit comes with the 64 and 32 Bit browsers. Flash runs in the latter, which is the default after installation.
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