Oh dear! Thank you for your advice guys...but I've only just got into see your posts...the shop first thing in response to my email last night said they would wipe everything again and I'd be best to stay away from my back ups as it was reinfecting...ie I had to lose all my data! I couldn't believe this and didn't think yet another rebuild was the answer...so I contacted my bank's Rapport help (Trusteer) and they told me it wasn't really their issue and to go for Microsoft essentials so I was ready to do that, especially after your advice but didn't feel comfortable when they said "programs don't clash" when I asked if it was compatble with AVG...so I phoned AVG who said yes it would of course conflict...and

I bought their full package for a year with their help to remove the virus....3 hours, theychecked lots of sections of the pc visually on a screen share and manually deleted various temp and other files and ran a pcsafety clean and it does seem to have gone (it had attached to an application - or copy of one, that was legitimate) they then checked if my recent issues remained (they didn't) The help was very thorough - and with the tweaks to my start up apps (ie restricting them to the minimum) the pc seems much quicker at the moment..... I felt a bit more cash was worth saving my data when it was offered....I suspect if I'd been on this forum more I'd have grown in confidence and felt like tackling it with your suggestions (I almost did...)...and I'll keep in mind what you suggested for when my license runs out...especially if AVG DOES slow the pc. As the misc problems seemed to grow back over a few weeks after previous"cleans" I'll relax after a month I think! The full AVG version has the real-time scanning that was mentioned...I guess that may slow the pc, but we'll see...I've gone and done it now

Thanks again and I look forward to getting to know you better!