A general rule of thumb to quickly convert the manufacturer's hard disk capacity to the standard Windows formatted capacity is 0.93 capacity of HDD from manufacturer for HDDs less than a terabyte and 0.91 capacity of HDD from manufacturer for HDDs equal to or greater than 1 terabyte.
This has to do with hard drive manufacturers basing the hard drive size on a decimal size. While Windows uses binary sizing.
Let’s take a real example, Seagate/Maxtor DiamondMax 21 hard disk drive with “250 GB”. It is announced as being a 250 GB hard disk drive, having 488,397,168 sectors. With this number of sectors we can easily find out that the capacity of this hard disk drive is of 250,059,350,016 bytes, or 232.88 GB and not 250 GB. So here is why your 250 GB hard drive is only formatted with 232 GB: it IS a 232 GB hard drive!
Here's a good article to read that explains it better:
Hard Disk Drives Capacity Limits